Have you ever dreamed of living on or near the ocean? Enjoy ocean breezes from your patio? Live in a place where live music is performed any night of the week? Where a varitety of art forms are ava... Have you ever dreamed of living on or near the ocean? Enjoy ocean breezes from your patio? Live in a place where live music is performed any night of the week? Where a varitety of art forms are available every day of the week? Enjoy great outdoor activities like boating, fishing, swimming, surfing, biking, golfing and nature study? enjoy theater productions? We have it all here in St. Augustine, FL. Flagler College, is located in our downtown area and serves undergraduate work and above. This is St. Augustine Florida's real estate and life style video magazine. I am Suzy Bagan, a Realtor with Watson. This video magazine is about houses and life style. We will talk about buying and selling houses and the great life style here in St. Joihns County and in historic N. FL. We will cover hard hitting need to know issues, information about great houses on the market and local events and life style. Thanks for checking us out today, for more videos and information about Real Estate in St Augustine, the Great Homes in St Augustine Beach and the amazing life style here in St Johns County visit SuzyBagan.com. Remember if you are buying, selling or just looking SuzyBagan.com is the site for you !

In May, my husband and I sold our primary residence. It has given me a real appreciation for what it takes to sell property today. As a Realtor, we know the drill, good curb appeal, no clutter, clean and as updated as possible after all this market is described as a beauty contest and price war rolled into one. This is St. Augustine Florida's real estate and life style video magazine. I am Suzy Bagan, a realtor with Watson. This video magazine is about houses and life style. We will talk about buying and selling houses and the great life style here in St. Joihns County and in historic N. FL. We will cover hard hitting need to know issues, information about great houses on the market and local events and life style. Thanks for checking us out today, for more videos and information about Real Estate in St Augustine, the Great Homes in St Augustine Beach and the amazing life style here in St Johns County visit SuzyBagan.com. Remember if you are buying, selling or just looking SuzyBagan.com is the site for you !

The beginning of a new year is always a great time to recap and look forward. Lots of news is coming our way and some say 2010 is going to be a great year to purchase real estate.

Unless the bank has agreed upfront to accept a short sale, which is rare, no one knows for certain -- not the agent working with the buyer, not the listing agent nor the seller -- if a short sale offer will be accepted or rejected by the bank. Simply because a listing is advertised as a short sale does not mean it is a short sale. It means the listing agent and seller hope it will sell as a short sale and the bank will take the offer.

As part of the New Housing Rescue and Foreclosure Prevention Act of 2008, Congress made a significant, and little reported, change to the law concerning the exclusion from gross income of capital gain from the sale of a principal residence. This change seemingly was an afterthought, and was slipped into the Act as a revenue offset at the very end of the bill.

The disclosures RESPA requires lenders and others to give you estimates that make it easier to compare loans and services. Some disclosures outline typical costs and servicing policies, others force settlement participants to disclose affiliations.

The tax credit is available for first-time home buyers who purchase a home before Dec. 1. You can claim the credit on your 2008 or 2009 tax return, according to the IRS. However, you can't claim the credit until after you've purchased your home. Home buyers who want to claim the credit on their 2008 tax return have these options: